Effective Date: February 7, 2026
Overview
These Terms of Use explain important website terms, SMS terms, consent notices, financial service disclosures, limitations, and user responsibilities for Unity Point Lending.
These Terms of Use (“Terms”) govern your access to and use of unitypointlending.com (the “Site”), operated by Unity Point Lending (“Company,” “we,” “us,” “our”). By using the Site, you agree to these Terms.
1) Eligibility
You must be at least 18 years old to use the Site.
2) No Professional Advice
Content on the Site is provided for informational purposes only and is not legal, tax, or financial advice. You are responsible for your own decisions and should consult qualified professionals where appropriate.
3) Services; No Guarantees
Any descriptions of services, programs, or potential outcomes are not guarantees. Approvals, terms, rates, timing, and results depend on your specific situation and third-party criteria (where applicable).
4) Communications Consent (General)
By providing your contact information, you authorize us to contact you about your inquiry and services via phone, email, and text message (if you opt in to SMS).
5) User Conduct
You agree not to:
- Use the Site for unlawful, deceptive, or abusive purposes;
- Attempt to disrupt or compromise Site security;
- Submit false information or impersonate others.
6) Intellectual Property
The Site and its content are owned by or licensed to the Company and protected by applicable laws. You may not copy, modify, distribute, or exploit content without written permission.
7) Third-Party Links
The Site may link to third-party sites. We are not responsible for third-party content, policies, or practices.
8) Disclaimers
THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
9) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL.
10) Indemnification
You agree to indemnify and hold harmless the Company from claims arising out of your use of the Site or violation of these Terms.
11) Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
12) Changes
We may update these Terms at any time. Continued use of the Site means you accept the updated Terms.
13) Contact
Unity Point Lending
Phone: (888) 866-6960
Email: support@unitypointlending.com
Messaging Terms & Conditions (SMS)
Effective Date: February 7, 2026
By opting in to receive SMS/text messages from Unity Point Lending (“Company,” “we,” “us,” “our”), you agree to these Messaging Terms & Conditions.
1) Program Name & Description
Program Name: Unity Point Lending SMS Updates
If you opt in, we may send you SMS/text messages related to your inquiry and our services, such as: application or service updates, reminders, account/inquiry-related notifications, and customer support messages. If you separately consent, we may also send promotional messages.
2) Message Frequency
Message frequency varies based on your interactions and service needs.
3) Message & Data Rates
Message and data rates may apply.
4) Opt-In / Consent
You agree to receive SMS/text messages at the phone number you provide. Consent is not a condition of purchase.
You can opt in through web forms, lead forms, or other methods where these terms are presented.
5) Opt-Out
Reply STOP at any time to cancel. After you send STOP, you will receive one (1) confirmation message, and you will no longer receive messages from that program unless you opt in again.
6) Help / Customer Support
Reply HELP for help. You can also contact us at:
Phone: (888) 866-6960
Email: support@unitypointlending.com
7) Privacy / Data Use
We respect your privacy. We do not sell, rent, or share your mobile number, opt-in data, or SMS consent with third parties or affiliates for marketing or promotional purposes. We may share information only as necessary to provide the messaging service (for example, with our messaging service providers) or as required by law.
8) Supported Carriers / Delivery
Supported carriers are not guaranteed. Message delivery may be delayed or fail due to carrier restrictions, network issues, or device limitations.
9) Changes to These Terms
We may update these Messaging Terms & Conditions from time to time by posting updates on this page. The effective date above will reflect the most recent version.